Kela and financial aid
If you’re enrolled in studies leading to an academic degree, you’re considered to be a full-time student and you can get financial aid. The purpose of financial aid is to provide economic security for students. Financial aid is available in the forms of study grant, government guarantee for a student loan and housing supplement. Financial aid for studies pursued in Finland is available for Finnish citizens and, under certain conditions, to citizens of other countries.
VAMK students from non EU countries and paying tuition fees are eligble for applying a scholarship.
International students are eligible for Student Financial Aid from the government of Finland if they have lived in Finland at least two years for some other purpose than studies, and their residence in Finland is regarded to be permanent. International students from the EU countries are not eligible for the Finnish government study support if studying is their only reason for coming to Finland.
If you are not a Finnish citizen and have come to Finland for study purposes, the general rule is that you cannot get financial aid from the government.
However, you may qualify for financial aid if:
- You have been granted a continuous (A) or permanent (P) residence permit or an EU residence permit for third-country nationals (P-EU or P-EY).
- If you are a citizen of another EU or EEA country or of Switzerland, the family member of such a person, or a citizen of a Nordic country, you only have to register your right of residence or present your residence card.
- If you are living in Finland permanently
- If you have arrived in Finland for some other reason than to study. Such a reason can for example be employment, family ties or return migration.
In order to get financial aid, you must make satisfactory progress with your studies. Your progress is regarded as satisfactory if your period of full-time study does not substaintially exceed the standard study time for oyur course of study.
You must complete at least 5 credits on average for each month of financial aid and at least 20 credits in each academic year (the minimum requirement)
Maximum period of eligibility
- 210 credits à 35 of eligibility in months
- 240 credits à 39 of eligibility in months
The amount of study grant (before taxes) for students in higher education is 250,28€/month. More about the amount and special situations which might affect to the amount can be found from here. The study grant does not count as the student’s own income for purposes of the financial aid income check.
The student loan is a government-guaranteed loan that you must pay back. If Kela gives you a loan guarantee you can apply for a loan at a bank of your choice. You can get a government guarantee for a student loan if you are being paid a study grant by Kela or an adult education allowance by the Employment Fund. Study grant is considered to mean other kinds of study grant than the supplementary allowance for the purchase of study materials. The monthly amount for students in higher education is 650€ per month. The student loan is disbursed in two instalments in each academic year. Ask your bank what you need to do to have the loan funds deposited into your account. The disbursement dates for the autumn term is earliest 1st of August and for the spring term the earliest is 1st of January.
Students living in rental accommodation in Finland can get general housing allowance. A household comprises the persons sharing living quarters. The housing allowance is granted to the household collectively. Students can get general housing allowance under the same conditions as all other customers. This means that months of study or the maximum time limits for financial aid will not be considered when awarding housing benefits. The general housing allowance is 80% of the difference between the acceptable housing costs and the basic deductible. You can use an online calculator to estimate the amount of housing allowance you can get.
Impact of your income
Your income will affect the number of months per year for which you will be able to receive financial aid. You must make sure that your annual income does not exceed a specified limit. Kela takes into account your taxable gross earnings, grants, scholarships and foreign income. Tax-exempt grants and scholarships are not taken into account as income, if the grant or scholarship is paid in 2019 or later.
Your annual income limit is determined on the basis of the number of months for which you have drawn financial aid during a calendar year. For example if you draw financial aid for 9 months of the calendar year, your annual income limit is 12 298€. You can check your own annual income limit from here.
Every student and employee has a right to a good and well-balanced study and working envi-ronment. The objective of this Wellbeing Programme is to secure and actively develop means to make Vaasan ammattikorkeakoulu, University of Applied Sciences (VAMK or UAS from now on) a safeplace to study and work and which also supports our wellbeing.
Confronting people’s diverse problems requires the co-operation of many employees. Our UAS is continuously developing means for the prevention and recognition of problems. In-vention in and prevention of problems is part of VAMK’s operation, as well activity that promotes our wellbeing as a community.
The objective is the early recognition of crisis situations and problems threatening the wellbe-ing. It is also important to intervene in problems in time and thus prevent the marginalization from the studies, as well as to support students’ possibility to finish their studies. For exam-ple, the use of intoxicants and drugs and untreated mental problems must be seen as risks for work safety, as well. Both studies at VAMK and practical training require that such threaten-ing factors are minimised and prevented.
As anappendix to this wellbeing programme there is a model for early intervention where you can find instructions how to proceed in threatening situations and how they can be prevented. Every employee working in our work community has an obligation to act in a situation that is a threat to our wellbeing.
VAMK Wolffintie 30
(entrance from the back yard)
The general health reception and oral health are located at VAMK’s FSHS premises.
- Public health nurses
- Psychiatric nurses
- Oral hygienist
- Monday to Thursday 8.00 to 15.00
- Friday 8.00 to 14.00
Appointments only by booking in advance!
You must pay the student healthcare fee if you are studying for a bachelor’s or master’s level university degree and have registered as attending for the current term. You must pay the fee even if you do not receive student financial aid or if you use occupational or other health services instead of the FSHS.
You are not billed for the student healthcare fee but must make sure to pay it in OmaKela for each academic term. Visit Kela’s website for information about how to pay the student healthcare fee.
The due date for paying the student healthcare fee is determined based on the date on which you register as attending.
- The due date for the autumn term is 30 September 2021, assuming that you register as attending by that date. If you register as attending for the autumn term on or after 1 October, the due date is 31 December.
- For the spring term, the due date is 31 January provided that you have registered as attending by then. If you register as attending for the spring term on or after 1 February, the due date is 31 July.
If you have social security coverage in another EU/EEA country or in Switzerland or the United Kingdom, you do not have to pay the healthcare fee. However, you can to use the FSHS’s services. Visit Kela’s website for information about how to proceed if you have social security coverage in another EU/EEA country or in Switzerland or the United Kingdom
Pastor of an educational institution
Do you need a conversation partner
- to reflect on your relationships?
- in crises in your own or your loved ones?
- in matters of the meaning of life?
- in your religious reflection?
- when studying or working feels stressful?
- when exhaustion threatens?
Don’t be left alone! You can contact the college priest when you feel you need a two-way, confidential discussion and support. You can also ask any questions related to church ordinances, the adult penitentiary, or church activities.
During exceptional circumstances, meetings are arranged remotely via Skype or the like, for example, a joint walk is also possible.
The time and place will be agreed in advance by e-mail or telephone. In your personal affairs, the priest is bound by absolute secrecy.
Room WA1128 (Wolffintie 30) at VAMK on Wednesdays from 1 pm to 3 pm
Parish pastor Timo Kaukomaa
Vaasa Finnish parish
Phone:+358 44 4808 218
Study psychologist’s reception is available for VAMK students starting from 24.8.2021 until the end of the academic year. Reservation for appointment is available both online and face-to-face service until further notice.
You can contact a study psychologist, for example:
- Problems with time management
- When experiencing motivational puzzles
- When you feel that your studies are overwhelming, stressful, or exhausting
- When studies are excitingWhen studies do not progress
- You want to discuss matters related to your well-being
Reservations directly to study psychologist by email: firstname.lastname@example.org
Reception hours on campus (Wolffintie 30, WA1128):
- Tuesdays 8.30-16.00
Reception hours online:
- Wednesday 8.30-16.00